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Mortgages In Spain

Buying with a Mortgage

If you require finance to purchase your property, Spanish banks may offer mortgage products to both residents and non-residents.

Mortgage conditions will vary depending on factors such as:

  • Residency status
  • Income
  • Nationality
  • Property value

The mortgage application, approval process and loan conditions are agreed directly between you and your chosen lender.

Once the mortgage offer has been issued, our team can review the documentation, explain the legal terms of the loan and ensure that all formalities are completed before completion.

We can also guide you through the mandatory pre-signing appointment at the Notary and assist with the execution of the mortgage deed and property purchase on completion day.

Our aim is to ensure that you fully understand the documentation you are signing and that the mortgage process integrates smoothly with the purchase of your property.